Zero Cost Refinance

The Truth About Traditional Refinancing

You may have heard the term ‘no-cost refinance’ on the radio or on TV, but what does that really mean?  Typically, a no-cost refinance eliminates all lender fees, but you are still on the hook for 3rd party fees, such as escrow, title insurance, appraisal, etc., which can easily add up to over $2,500 – so it’s hardly a no-cost loan.

Get True Refinancing With UMAX

UMAX Mortgage offers a true ZERO-COST refinance, where not only are lender fees eliminated, all 3rd party fees are also covered by us.  You pay absolutely nothing and nothing is added to your loan balance.  It may sound too good to be true, but due to our volume, we have negotiated extremely competitive rates and rebates from our lending partners that allow a credit to cover all closing costs. When it comes to refinancing your home, there is no better option in California.  Contact us if you would like to learn more.