Zero Cost Refinance

The Truth About Traditional Refinancing

You may have heard the term ‘no-cost refinance’ on the radio or on TV, but what does that really mean?  Typically, a no-cost refinance eliminates all lender fees, but you are still on the hook for 3rd party fees, such as escrow, title insurance, appraisal, etc., which can easily add up to over $2,500 – so it’s hardly a no-cost loan.

Get True Refinancing With UMAX

UMAX Mortgage offers a true ZERO-COST refinance, where not only are lender fees eliminated, all 3rd party fees are also covered by us.  You pay absolutely nothing and nothing is added to your loan balance.  It may sound too good to be true, but due to our volume, we have negotiated extremely competitive rates and rebates from our lending partners that allow a credit to cover all closing costs. When it comes to refinancing your home, there is no better option in California.  Contact us if you would like to learn more.

Find Out About Our Zero Closing Cost Loan Program

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2000 Broadway St.
Redwood City, CA 94063

5170 Golden Foothills Pkwy
El Dorado Hills, CA 95762

2173 Salk Avenue Suite 250
Carlsbad, CA 92008


Equal Housing Lender

CA Bur of Real Estate - Real Estate Broker - Broker#01514348. 

NMLS#: 780963

These materials are not from HUD or FHA and were not approved by HUD or a government agency. 

Any rates quoted are not guaranteed and are subject to market fluctuations.

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