FHA Loan

Trying to Get Into the Housing Market?

If you’re struggling with less-than-perfect credit or you don’t have much money for a down payment, a Federal Housing Administration (FHA) loan could be the perfect solution. This loan offers many benefits vs. a traditional loan and can be a great tool to get into the housing market now vs. waiting until your financial and credit health improves.

See If an FHA Loan Is Right For You

It’s important to note that, insured by the Federal Housing Administration, FHA loans have soured in popularity since the mortgage crisis of 2008.  The reason is that you can get into a home with as little as 3.5% down – and in most cases, your credit doesn’t have to be ‘stellar’, like with most traditional mortgages.  In addition, interest rates are surprisingly aggressive, especially given the lack of equity and credit score requirements. All this is to say that, if you want to get an FHA loan, it’s important to talk to an expert in FHA loan requirements in order to fully understand what you’re getting into. Start a conversation with UMAX Mortgage today!

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2000 Broadway St.
Redwood City, CA 94063

5170 Golden Foothills Pkwy
El Dorado Hills, CA 95762

2173 Salk Avenue Suite 250
Carlsbad, CA 92008


Equal Housing Lender

CA Bur of Real Estate - Real Estate Broker - Broker#01514348. 

NMLS#: 780963

These materials are not from HUD or FHA and were not approved by HUD or a government agency. 

Any rates quoted are not guaranteed and are subject to market fluctuations.

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