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Why Refinance?

If you were to rank the top reasons for home refinancing, lowering your rate, or taking money out of your home to remodel would easily top the list.  With today’s historically low interest rates, millions of homeowners have taken advantage of these unbelievable rates, which has made refinance volumes spike considerably over the past three years.  So the big question is, when does it make sense to refinance to a lower rate?  The rule-of-thumb states that saving half a percent in your rate usually warrants a refinance IF you are paying closing costs.

However, UMAX Mortgage offers a zero-cost refinancing option that doesn’t cost you a penny (click here to learn more about our zero-cost refinance program).  This is a great way to lower your payment without incurring any third party closing costs; plus, you don’t have to wait for rates to drop a half of a percent to refinance – in fact, even dropping an eighth of a percent pencils out because you aren’t paying anything.

Turn to UMAX Mortgage in California

From remodeling your home to shifting your finances for the future, refinancing your home can be the ultimate solution. We can help you understand the different mortgage options to raise the funds you need to make your home and future more beautiful.

Find Out About Our Zero Closing Cost Loan Program

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2000 Broadway St.
Redwood City, CA 94063

5170 Golden Foothills Pkwy
El Dorado Hills, CA 95762

2173 Salk Avenue Suite 250
Carlsbad, CA 92008


Equal Housing Lender

CA Bur of Real Estate - Real Estate Broker - Broker#01514348. 

NMLS#: 780963

These materials are not from HUD or FHA and were not approved by HUD or a government agency. 

Any rates quoted are not guaranteed and are subject to market fluctuations.

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