Lower Your Rate

If you were to rank the top reasons to refinance, lowering your rate would easily top the list.  With today’s historically low interest rates, millions of homeowners have taken advantage of these unbelievable rates, which has made refinance volumes spike considerably over the past three years.  So the big question is…Read More »

Zero Cost Refinance

You may have heard the term ‘no-cost refinance’ on the radio or on TV, but what does that really mean?  Typically, a no-cost refinance…Read More »

Home Remodel

Whether you are updating your home or expanding to fit a larger family, home remodeling has been a boom over the past few years.  Also, with home prices skyrocketing in recent years, it’s usually cost-prohibitive to move up to a larger home…Read More »

Consolidate Your Debt

Let’s face it, unexpected things happen in life that end up costing more money than is coming in.  As a result, it’s easy to accumulate credit card debt, student loan debt, etc.  The good news is that if you’ve owned your home for at least the past three years, then you probably have…Read More »

Convert/Shorten Your Mortgage

Changing your type of mortgage can have a significant impact on when you retire, when you decide to move and other major life decisions.  Planning on retiring in 15 years? Then perhaps changing…Read More »

Purchase Another Property

If you are considering purchasing another property, figuring out how to pay for it can be a daunting task since there are many factors to consider…Read More »

Buy Out Ex-Spouse

It happens to half of us and the emotional and financial toll can be substantial.  However, leveraging the equity in your home to pay off an ex-spouse is the…Read More »

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2000 Broadway St.
Redwood City, CA 94063

5170 Golden Foothills Pkwy
El Dorado Hills, CA 95762

2173 Salk Avenue Suite 250
Carlsbad, CA 92008


Equal Housing Lender

CA Bur of Real Estate - Real Estate Broker - Broker#01514348. 

NMLS#: 780963

These materials are not from HUD or FHA and were not approved by HUD or a government agency. 

Any rates quoted are not guaranteed and are subject to market fluctuations.

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